4 Things To Know About Premiums Under Obamacare

Premiums vary depending on where you live. "There will be some variation across states, because the [current] insurance markets vary so much," says Benjamin Sommers, MD, PhD. He is an assistant professor of health policy and economics at Harvard School diet herbalife of Public Health. "In states that have traditionally had very bare-bones health insurance offerings in the individual market, premiums will go up more because they're going to be offering a much more comprehensive product." Other states, though, had different types of regulations in place and will actually see lower premiums. New York is one, Sommers says. "But as with anything related to this health care law, politics is playing an enormous role -- both in what numbers get reported and how people interpret those numbers." Wherever you live, Marketplace policies allow some people to get cost breaks based on their income.